NEED A MORTGAGE?

Are you dreaming of owning a home in our vibrant Location? Unlock the potential of your property ownership journey?

Contact us now to see how we can help you
Residents can get up to 80% LTV and Non-residents up to 60% LTV

Get the right mortgage
We search the whole market of over 20 lenders to ensure you get the best mortgage that suits your needs.

Save money

Avoid hidden fees and save money on upfront costs … We can help you save hundreds of thousands of dirhams over the duration of your mortgage.

Guidance throughout the Journey

We manage the journey entirely and ensure your application is approved on time so you can enjoy your new home

Your trusted advisor

We act on your behalf and protect your interests throughout the home-buying journey. Our team of experts will help you

Ongoing support

Building long-term relationships with our clients is key. Once your mortgage is complete we stay in touch, helping to renegotiate your mortgage after the fixed term and providing support for future home purchases

How does it work?

Initial consultation

We conduct an initial consultation to develop a deep understanding of your goals, taking into consideration several aspects including your finances, employment status, age, mid to long-term plans and the type of property you are interested in purchasing

Recommendation

We search the whole market to provide you with recommendations access to all the lenders in the UAE, we identify the right mortgage products that are most suitable to your goals. We then explain your options, highlighting the benefits and drawbacks

Agreement, application and pre-approval

A) After you are happy to proceed we will ask you to sign our customer service agreement which gives us authorisation to work on your behalf with ease. We package your application and submit it to the bank for you. We know that different banks require different information to process an application, so we collect all the correct details to ensure a successful and timely pre-approval

We have the highest pre-approval success rate with the banks!

B) Sometimes the bank will come back with queries on your application, we handle all of these on your behalf saving you the hassle

Mortgage processing

A) Once you find the property you want to purchase, we guide you through navigating the MOU and purchase contract before you sign them, this is to protect your interests and make sure the terms are in your favour

B) We proceed to arrange the property valuation. If there are any issues with the valuation outcome, we work with all parties involved to try and resolve these on your behalf

C) We arrange for your mortgage bank account opening and support you with all the necessary documents to avoid delays!

Final offer letter

A) Prior to requesting the final offer letter we make sure to check that the mortgage selected at the beginning of the process is still the best one

B) We confirm that all mortgage conditions in the pre-approval have been satisfied to avoid delays in the offer letter issuance

C) We review the offer letter before you sign it to make sure all key details are correct. Then we coordinate the offer signing and confirm the necessary funds are in place for the property transfer to proceed smoothly

Property transfer

A) If the seller has a mortgage on the property, this will need to be confirmed formally via a liability letter - we instruct the conveyancer to request it from the seller's bank

B) We arrange for mortgage disbursement and delivery of property documents to the conveyancer so they can organise the no-objection certificate required for property transfer

C) A time is then arranged for all parties to meet at the trustee's office to transfer the property and issue the title deed

During Property Transfer several important documents are shared between various parties involved in the transaction, To avoid issues and delays at this crucial stage we carefully check all documents including the liability letter and NOC

Welcome to your new home

Collect the keys to your new property
CONTACT US NOW for Approval



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